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My experience working with Dwight Daguman exceeded all expectations. His deep knowledge and understanding of commercial finance and the ability to explain in simple terms put me at ease. Throughout the entire process Dwight was responsive to my questions and always accessible, which gave me confidence I was in capable hands. With his guidance, I was able to close a commercial loan a few weeks earlier than expected. Beyond his technical expertise, Dwight demonstrated a genuine commitment to my financial well-being. The level of personalized attention I received truly sets him apart. I highly recommend Dwight for anyone seeking reliable, knowledgeable, and client-focused financial advice.

My husband and I have been working with Pacific Bay Financial for 20+ years, adding to our residential and commercial real estate portfolios over time. Thank you PBF – You’re the Best in the business!!! We highly recommend Dwight Daguman for your commercial real estate financing needs. We have enjoyed consistent cash flow of our commercial building, but with the tumult in the commercial real estate space and with a “due date” on the loan fast approaching our lender did not give us enough warning and time to cure the debt. Dwight stepped-in after being recommended by a trusted cohort of ours and was able to secure an interest rate 200 bps below market. This was accomplished by Dwight providing in-depth financial analysis of our historical revenue and skillful presentation of his findings to a AAA rated commercial lender. We used the Commitment Letter to postpone the due date of the present lien by 30 days. Call Dwight if you are looking for acquisition or debt reposition funds or if you’re up against time constraints. His diligence and attention to detail will allow you to breathe and actually enjoy the process, while trusting that you are in good hands!! Thank you, Dwight! :))

So grateful to have found Dwight. He is so knowledgeable, resourceful and patient. You will have the best experience working with Dwight regarding real estate financing. Call him!!!

I am a commercial real estate lender that has been partnering with Dwight at Pacific Bay Financial for the last 4 years. Dwight has the great ability of packaging loans and presenting the strengths in a way that the borrowers can secure lending at the best terms and rates. He has tackled some complicated and nuanced deals seamlessly. As my preferred partner, the clients he represents receive preferential rates and terms form our financial institution. I highly recommend him for any commercial lending assistance.

Dwight, and his team at Pacific Bay Financial unquestionably saved my business deal. Where other brokers were unable to deliver, Dwight and his team came through at the last minute with very favorable terms. Not only did we get a great rate, Dwight negotiated additional provisions necessary to structure a very unique financing. Their experience and connections were invaluable. I look forward to working with Dwight and his team in the future.

Dwight has been a lifesaver during these troubling times. We successfully closed on a purchase of an apartment building including a space for business in San Francisco. He helped me analyze all my financial statements and heavy interactions with the lender and made the process super easy for us. Thank you, Dwight! Couldn’t have done this without your amazing assistance! Please, reach out to him if you need any financing help too. You will be in good hands.

This review relates to Dwight Doguman: I work with a lot of investors in the Bay Area financing 5 units, mixed use and owner occupied properties. The most difficult part of this process is collecting and calculating the strength of the borrowers and the property itself. Dwight does an amazing job upfront, assists in collecting the documents, calculates the strength of the deal which is very important to get a loan approved especially when time is of the essence, like 1031 exchange transactions!

I used Dwight’s services for refinancing a private loan on commercial condominium office in San Francisco. Dwight managed to get several bank offers for a conventional loan and I was able to choose the best option that suited my situation. He was very engaged in the process and made me aware of any potential issues I might have faced during the loan process. As a result, we were able to overcome all the obstacles along the way. Dwight Daguman is very genuine man whose customer service skills are beyond excellence. I highly recommend Dwight as a financial broker.

I needed help with understanding the cost of closing an escrow on a property we are buying. I called Dwight Daguman and he was able to explain everything clearly and patiently. He’s very knowledgeable and well-experienced in this kind of industry. I will definitely recommend him to my family and friends.

I would definitely refer them to anyone who is buying home first time. I was a first time home buyer and had many unknowns. In addition, I was not an easy customer. But, Manny and Sunny helped me a lot to prepare loan application and other documents. They were also very informative and available to your questions and frustrations. They assisted me to understand the loan process from starting to closing.