Mortgage Solutions
for You
Since 1985, Pacific Bay Financial has built a reputation as one of the Bay Area’s premier mortgage companies. In today’s challenging lending environment, we bridge the gap between banks and borrowers by providing tailored solutions. We analyze clients’ needs, optimize their potential, and secure manageable and repairable loans.
How We Can Help
Since 1985, Pacific Bay Financial has helped thousands of clients to fulfill their dreams through getting mortgages.
We will help you as well. I promise.
VA / FHA
If you are a veteran or a first time home buyer, we understand what your priorities are and how we can assist you with finding the right solution.
Residential
There are many lenders who might help you; however, when it comes to lower rates and no cost loans, we know how to find the best solution.
Reverse Mortgage
To help you to retire and to enjoy your Golden Age, there is no one better who can find the right way on how to assist your retirement.
Commercial
For over 35 years, we have helped borrowers with finding solutions for commercial, apartment and mix-use buildings. We will help you too. I promise.
Construction
From ground up, remodeling or Fix and Flip, construction loans are our bread and butter.
Financial Consulting
Since 1985, we have offered personalized mortgage solutions and expert guidance to help clients achieve homeownership and investment dreams with confidence.
“…a lifesaver during these troubling times.”
Verified
Beyond his technical expertise, Dwight demonstrated a genuine commitment to my financial well-being. The level of personalized attention I received truly sets him apart. I highly recommend Dwight for anyone seeking reliable, knowledgeable, and client-focused financial advice.
Verified
Thank you PBF – You’re the Best in the business!!!
We highly recommend Dwight Daguman for your commercial real estate financing needs. We have enjoyed consistent cash flow of our commercial building, but with the tumult in the commercial real estate space and with a “due date” on the loan fast approaching our lender did not give us enough warning and time to cure the debt.
Dwight stepped-in after being recommended by a trusted cohort of ours and was able to secure an interest rate 200 bps below market. This was accomplished by Dwight providing in-depth financial analysis of our historical revenue and skillful presentation of his findings to a AAA rated commercial lender. We used the Commitment Letter to postpone the due date of the present lien by 30 days.
Call Dwight if you are looking for acquisition or debt reposition funds or if you’re up against time constraints. His diligence and attention to detail will allow you to breathe and actually enjoy the process, while trusting that you are in good hands!! Thank you, Dwight! :))
Verified
Verified
Dwight has the great ability of packaging loans and presenting the strengths in a way that the borrowers can secure lending at the best terms and rates. He has tackled some complicated and nuanced deals seamlessly.
As my preferred partner, the clients he represents receive preferential rates and terms form our financial institution.
I highly recommend him for any commercial lending assistance.
Verified
Verified
Verified
Dwight does an amazing job upfront, assists in collecting the documents, calculates the strength of the deal which is very important to get a loan approved especially when time is of the essence, like 1031 exchange transactions!
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Get in Touch
333 Gellert Blvd Suite 114, Daly City, CA 94015
(415) 242-0730